Everything we promise in our pamphlet, we deliver at our counters: low fees, on-time auctions, doorstep service and full transparency.
Joining a chit should not cost a fortune. Our admission and documentation charges are kept to a minimum.
Every subscriber who pays on time shares the auction dividend, reducing the amount you actually pay each month.
Chit taken in auction is paid within a month's time against proper security or sala. No endless waiting.
Collection is made daily, weekly or monthly, entirely as per your choice, with free doorstep pickup.
Pay by Cash, Cheque, RTGS, NEFT or UPI, whichever is convenient for you.
Our staff collect your daily instalment at your home or shop, completely free of cost.
Minimum bid 5%, maximum 25% to 40% as per the tariff. Auctions happen openly, in front of members.
Every group is registered with the Registrar of Chits under the Chit Funds Act, 1982. Foreman commission is capped at 5% of sala.
Dedicated, multilingual staff who know you by name, in Tamil, Kannada, Telugu and English.
A chit is the only instrument that lets you save and borrow inside the same scheme.
| Feature | Our Chit | Bank RD | Personal Loan |
|---|---|---|---|
| Save and borrow in one scheme | |||
| Lump sum available before maturity | On approval | ||
| No interest burden | |||
| Dividend benefit every month | |||
| Doorstep collection, free of cost | |||
| Credit score required | No | No | Yes |
For my daughter's wedding, the chit amount came exactly when we needed it. No bank would have been this simple.
Send us an enquiry and we will help you pick the right group.
Prefer to talk? Call 04344 247 101